PayID

PayID Explained for AU Players

A clear guide to PayID — what it is, how to deposit with it, and why so many Australian players use it. PayID rides on Australia's real-time payments network, so transfers usually clear in minutes. Educational and evergreen.

PayIDReal-time AUD
MinutesTypical clearing time
AUDLocal currency

01 — Overview

What PayID is

PayID is an Australian payment feature that links a simple identifier — usually your mobile number or email — to your bank account. Instead of quoting a BSB and account number, you send money to a PayID, and it routes straight to the right account. It runs on Australia's New Payments Platform, the same real-time rails behind Osko, so transfers typically clear within minutes, any day of the week. PayID is offered directly by Australian banks and is used inside your own banking app, which is part of why players trust it. This page explains how it works, how to deposit with it, and how it compares with other ways to fund your account.

02 — Why players use it

Why AU players choose PayID

PayID has become a default for many Australian players. A few practical reasons explain its popularity.

Speed

Transfers run on real-time rails, so deposits usually credit within minutes rather than the hours a standard transfer can take.

Simplicity

You send to an email or phone number instead of typing a BSB and account number, which means fewer mistakes.

Bank-grade security

PayID is run by your own bank inside its app, so payments use the same security and login you already trust.

Local & in AUD

It is an Australian feature built for AUD, with no currency conversion and no third-party wallet in the middle.

03 — How to deposit

Depositing with PayID

A PayID deposit takes under a minute once you have your banking app open. Here is the usual flow.

01

Choose PayID

In the cashier, select PayID (or Osko) as your deposit method and enter the amount you want to add in AUD.

02

Get the details

The cashier shows the PayID to send to, along with a unique reference. Use these exactly as shown so your deposit is matched correctly.

03

Pay in your bank app

Open your banking app, choose "Pay to a PayID", enter the PayID, amount and reference, then confirm the transfer.

04

Wait for the credit

Funds usually appear within minutes. Keep your bank confirmation until the deposit shows in your balance, just in case.

04 — Get it right

Before you send a PayID payment

PayID is fast and reliable when the details match. Run through these to avoid a delayed or unmatched deposit.

Exact PayID

Copy the PayID shown in the cashier exactly — do not reuse an old one from a previous deposit.

Use the reference

Include the unique reference so your payment is matched to your account automatically.

Check the amount

Confirm the AUD amount matches what you entered in the cashier.

Your own account

Send from a bank account in your own name to keep verification smooth.

Keep the receipt

Hold on to the bank confirmation until the funds appear in your balance.

05 — Keep reading

Related guides

PayID is one part of the wider payments picture. These guides cover the rest.

06 — FAQ

Common questions about PayID

Quick answers to what players ask most about PayID deposits.

Is PayID safe to use?

Yes. PayID is provided by your own Australian bank and used inside its app, so it carries the same security as any other payment you make there. We never see or ask for your banking login.

How long does a PayID deposit take?

PayID runs on Australia's real-time payments network, so deposits usually credit within minutes, any day of the week. Bank checks on a first-time payment can occasionally add a little time.

What if I forget the reference?

Always include the unique reference shown in the cashier so your payment matches automatically. If you miss it, contact Live Chat with your amount, time and bank confirmation so we can trace the deposit.

Do I need to set up a PayID first?

To send to a PayID you just need a bank that supports it, which most Australian banks do. You only register your own PayID if you want others to pay you — it is not required to deposit.

Can I withdraw to PayID too?

Withdrawal options depend on your account and what is offered in the cashier. See our Fast Withdrawals and Payments pages, or ask Live Chat, for the methods available to you.

Need a hand with PayID?

Support is available 24/7 if a PayID deposit is taking longer than expected or a reference was missed. Have your amount, the time you sent it, and your bank confirmation ready so we can trace it quickly.

Open Live Chat

Tip: always copy the PayID and reference from the cashier fresh — never reuse old details.

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